Legal

Disclaimer | Terms of Service | Privacy Policy

Disclaimer for Reef Insights LLC

Effective Date: January 7, 2024

The information provided by Reef Insights LLC ("Reef Insights", "we", "us", or "our") on our website, through our reports, newsletters, and other publications, is for general informational and educational purposes only. All information on the site is provided in good faith, however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the site.

Forward-Looking Statements

  • Some of the information provided by Reef Insights may contain projections or other forward-looking statements regarding future events or the future financial performance of markets. We wish to caution you that these statements are only predictions and that actual events or results may differ materially. These forward-looking statements are subject to numerous risks and uncertainties, many of which are beyond our control.

Not Financial Advice

  • The content provided by Reef Insights is not intended to be and does not constitute financial advice, investment advice, trading advice, or any other advice. The content is for informational and educational purposes only and should not be construed as a recommendation to invest, trade, or engage in any specific financial strategy.

  • We are not registered investment advisors, brokers, or dealers. Nothing we say, write, or publish should be taken as financial advice. Our content should not be relied upon for making investment or financial decisions.

No Client Relationship

  • Your use of our website or services does not create a client, advisory, fiduciary, or professional relationship between you and Reef Insights.

Responsibility for Decisions

  • Any use or reliance on our content is solely at your own risk and discretion. You should conduct your own research, review, analysis, and verify our content before relying on them. Making financial and investment decisions based on any information presented by us is not advisable and done at your own risk.

Limitation of Liability

  • In no event shall Reef Insights LLC, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the service; (ii) any conduct or content of any third party on the service; (iii) any content obtained from the service; and (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage.

Changes to Disclaimer

  • We reserve the right to update or change our Disclaimer at any time. Your continued use of our service after we post any modifications to the Disclaimer on this page will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Disclaimer.

Contact Us

If you have any questions about this Disclaimer, please contact us at legal@reefinsights.com

Terms of Service for Reef Insights LLC

Last Updated: January 7, 2024

Welcome to the website of Reef Insights LLC ("Reef Insights", "we", "us", or "our"). By accessing or using our website and services, you agree to be bound by the following terms and conditions ("Terms of Service").

1. Use of the Website and Services

  • The website and its content are intended for informational purposes only.

  • Users must use the website and services in compliance with all applicable laws and regulations.

2. Privacy and Data Collection

  • Contact Forms: We collect personal information through contact forms. This information is used solely for the purpose of responding to inquiries and providing requested services.

  • Newsletter Subscription: By subscribing to our newsletter, users agree to provide their email address and receive regular communications from us. We commit to using this information only for the purpose of sending our newsletter and related communications.

  • Data Protection: We take the privacy and security of user data seriously and implement appropriate measures to safeguard it against unauthorized access, alteration, or destruction.

3. User Obligations

  • Users must provide accurate, current, and complete information when filling out forms or subscribing to our newsletter.

  • Unauthorized use of the website, including but not limited to misuse of information or systems, is strictly prohibited.

4. Intellectual Property

  • All content on this website, including text, graphics, logos, and images, is the property of Reef Insights LLC or its content suppliers and protected by intellectual property laws.

5. Disclaimers

  • The information and services provided on this website are on an "as is" basis. Reef Insights LLC does not guarantee the accuracy, completeness, or usefulness of this information.

6. Limitation of Liability

  • Reef Insights LLC shall not be liable for any damages arising from the use or inability to use the website or its services.

7. Amendments to Terms of Service

  • We reserve the right to modify these Terms of Service at any time. Continued use of the website after such changes will constitute acceptance of the new terms.

8. Governing Law

  • These Terms of Service shall be governed by and construed in accordance with the laws of the jurisdiction in which Reef Insights LLC is registered.

9. Contact Information

If you have any questions about these Terms of Service, please contact us at legal@reefinsights.com

Privacy Policy for Reef Insights LLC

Effective Date: January 7, 2024

Reef Insights LLC ("Reef Insights", "we", "us", or "our") respects the privacy of our website visitors and service users. This Privacy Policy outlines the types of personal information we collect, how it is used, and the steps we take to protect it.

1. Information Collection

  • Contact Forms: When you use our contact forms, we collect personal information such as your name, email address, and any other information you choose to provide. This information is used to respond to your inquiries and to provide the services you have requested.

  • Newsletter Subscription: If you subscribe to our newsletter, we collect your email address. This information is used to send you regular updates and communications about our services and related content.

2. Use of Information

  • The information collected is used to communicate with you, respond to your requests, and improve our services.

  • We may also use your information to send you promotional content or updates about our services, subject to your consent where required by law.

3. Information Sharing

  • We do not sell, rent, or otherwise share your personal information with third parties, except as necessary to provide our services or as required by law.

  • In some cases, we may share information with trusted third-party service providers who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential.

4. Data Security

  • We implement a variety of security measures to maintain the safety of your personal information.

  • However, no method of transmission over the Internet or method of electronic storage is 100% secure. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

5. Your Rights

  • You may choose to stop receiving our newsletter or marketing emails by following the unsubscribe instructions included in these emails.

  • Depending on your jurisdiction, you may have additional rights regarding the use of your personal data.

6. Changes to This Privacy Policy

  • We reserve the right to update or change our Privacy Policy at any time. Your continued use of our service after we post any modifications to the Privacy Policy on this page will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Privacy Policy.

7. Contact Us

If you have any questions about this Privacy Policy, please contact us at legal@reefinsights.com