Terms of Service

1. Definitions

Service: The website operated by Reef Insights LLC (reefinsights.com), including all content, features, and functionality provided through the website.

Unauthorized Use: Any use of the Service that violates these Terms, applicable laws, or infringes on others' rights, including but not limited to: automated access without permission, attempts to breach security measures, interference with the Service's functioning, or collection of user data without consent.

2. Use of the Website and Services

The website and its content are intended for informational purposes only. Users must use the website and services in compliance with all applicable laws and regulations.

3. Privacy and Data Collection

We collect information through contact forms and newsletter subscriptions.

We use cookies for website analytics only.

We implement security measures to protect your data.

Please refer to our Privacy Policy for complete information about how we collect, use, and protect your data.

4. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Reef Insights LLC or its content suppliers and protected by intellectual property laws. You may not use, reproduce, or distribute our content without our express written permission.

5. Prohibited Activities

Users are prohibited from:

Violating any applicable laws or regulations

Attempting to interfere with the proper functioning of the Service

Engaging in unauthorized use of the Service

Collecting user information without consent

Using the Service for any illegal or unauthorized purpose

6. Disclaimers

The information and services provided on this website are on an "as is" basis. Reef Insights LLC makes no warranties, express or implied, regarding the accuracy, completeness, or usefulness of this information.

7. Limitation of Liability

Reef Insights LLC shall not be liable for any damages arising from the use or inability to use the website or its services.

8. Termination

We reserve the right to terminate or suspend access to our Service immediately, without prior notice or liability, for any reason whatsoever, including breach of these Terms.

9. Dispute Resolution

Any dispute arising from these Terms shall be resolved through binding arbitration in accordance with the American Arbitration Association rules. The arbitration shall be conducted in Minnesota. This agreement to arbitrate shall survive any termination of these Terms.

10. Force Majeure

We shall not be liable for any failure of or delay in the performance of these Terms for causes beyond our reasonable control, including but not limited to acts of God, war, acts of terrorism, pandemic, changes in law or regulations, labor disputes, and technological failure.

11. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on this page. Your continued use of the Service after any modifications constitutes acceptance of those modifications.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Minnesota, without regard to its conflict of law provisions.

13. Contact Information

If you have any questions about these Terms, please contact us at legal@reefinsights.com.