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Housing Calculator Tools

Figure out how much you can afford, how much you'll pay, and more.

Disclaimer: These calculators are for informational purposes only. The results are estimates and should not be used for making financial decisions. Interest rates may vary, and actual mortgage offers will depend on lender criteria, credit scores, and market conditions.

Monthly Payment Calculator

Calculate your mortgage payment based on your loan amount, down payment, interest rate, and term.

Payment Details

30 Year Fixed
15 Year Fixed
5/1 ARM

Current rate: 6.8%

Payment Summary

Monthly Payment
$0
Principal & Interest: $0
Property Tax: $0 | Insurance: $0
Principal
$240,000
Down Payment
$60,000
LTV Ratio
80.0%
Total Interest
$0

What Home Can I Buy?

Work backwards from your desired monthly payment to find what home value you can afford.

Enter Desired Payment

30 Year Fixed
15 Year Fixed
5/1 ARM

Current rate: 6.8%

Home Value Estimate

Estimated Home Value
$0
Principal & Interest: $0
Property Tax: $0 | Insurance: $0
Loan Amount
$0
Down Payment
$0

Income-Based Qualification

Find out what you qualify for based on your income and existing debt obligations.

Income & Debts

Include car payments, credit cards, student loans, etc.

Standard qualification uses 43%. Higher values may qualify for more.

30 Year Fixed
15 Year Fixed
5/1 ARM

Current rate: 6.8%

Qualification Results

Maximum Home Value
$0
Principal & Interest: $0
Property Tax: $0 | Insurance: $0
Monthly Income
$8,333
Debt-to-Income
43%
Max Loan Amount
$0
Down Payment
$0
Total Monthly Payment
$0
Total Interest
$0