Disclaimer
Last Updated: January 13, 2025
The information provided by Reef Insights LLC ("Reef Insights", "we", "us", or "our") on our website, through our reports, newsletters, and other publications, is for general informational and educational purposes only. All information is provided in good faith, however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the site.
1. Forward-Looking Statements
Some of the information provided by Reef Insights may contain projections or other forward-looking statements regarding future events or the future financial performance of markets. We hereby caution you that these statements are only predictions and that actual events or results may differ materially. These forward-looking statements are subject to numerous risks and uncertainties, many of which are beyond our control.
2. Not Financial Advice
The content provided by Reef Insights and its representatives is not intended to be and does not constitute financial advice, investment advice, trading advice, or any other advice. The content is for informational and educational purposes only and should not be construed as a recommendation to invest, trade, or engage in any specific financial strategy. We are not registered investment advisors, brokers, or dealers. Nothing we say, write, or publish should be taken as financial advice.
3. No Client Relationship
Your use of our website or services does not create a client, advisory, fiduciary, or professional relationship between you and Reef Insights.
4. Real Estate Market Risks
Real estate markets are influenced by numerous factors including but not limited to economic conditions, local market dynamics, regulatory changes, and broader market trends. Past performance does not guarantee future results. All real estate-related decisions should be made in consultation with appropriate professional advisors.
5. Responsibility for Decisions
Any use or reliance on our content is solely at your own risk and discretion. You should conduct your own research, review, analysis, and verify our content before relying on it. Making financial and investment decisions based on any information presented by us is not advisable and done at your own risk.
6. Limitation of Liability
In no event shall Reef Insights LLC, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the service; (ii) any conduct or content of any third party on the service; (iii) any content obtained from the service; and (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage.
7. Territorial Limitations
The information we provide is primarily intended for use in the United States. Users accessing this information from other jurisdictions do so at their own risk and are responsible for compliance with local laws, where applicable.
8. Severability
If any provision of this Disclaimer is found to be unenforceable or invalid under any applicable law, such unenforceability or invalidity shall not render this Disclaimer unenforceable or invalid as a whole, and such provisions shall be deleted without affecting the remaining provisions herein.
9. Changes to Disclaimer
We reserve the right to update or change our Disclaimer at any time. Your continued use of our service after we post any modifications to the Disclaimer on this page will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Disclaimer.
10. Governing Law
This Disclaimer shall be governed by and construed in accordance with the laws of the State of Minnesota, without regard to its conflict of law provisions.
11. Contact Us
If you have any questions about this Disclaimer, please contact us at legal@reefinsights.com.